About Medicare Basic

A page to find out more about who we are and what Medicare Basic does.

Medicare2021
Part A premium

Most people don't pay a monthly premium for Part A (sometimes called "premium-free Part A"). If you buy Part A, you'll pay up to $458 each month. If you paid Medicare taxes for less than 30 quarters, the standard Part A premium is $458. If you paid Medicare taxes for 30-39 quarters, the standard Part A premium is $252.

Part A hospital inpatient deductible and coinsurance$1,484 deductible for each benefit period
Days 1-60: $0 coinsurance for each benefit period
Days 61-90: $371 coinsurance per day of each benefit period
Days 91 and beyond: $742 coinsurance per each "lifetime reserve day" after day 90 for each benefit period (up to 60 days over your lifetime
Beyond lifetime reserve days: all costs
Part B premiumThe standard Part B premium amount is $148.50 (or higher depending on your income).
Part B deductible and coinsurance$203. After your deductible is met, you typically pay 20% of the Medicare-approved amount for most doctor services (including most doctor services while you're a hospital inpatient), outpatient therapy, and durable medical equipment (dme)
Part C premiumThe Part C monthly premium varies by plan. Compare costs for specific Part C plans.
Part D premiumThe Part D monthly premium varies by plan (higher-income consumers may pay more). Compare costs for specific Part D plans.