Medigap Comparison Chart
Medigap Benefits | Medigap Plans | ||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
G | N | A | B | C | D | F* | K | L | M | ||||
Part A coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up |
(G) Yes |
(N) Yes |
(A) Yes |
(B) Yes |
(C) Yes |
(D) Yes |
(F) Yes |
(K) Yes |
(L) Yes |
(M) Yes |
|||
Part B coinsurance or copayment |
(G) Yes |
(N) Yes*** |
(A) Yes |
(B) Yes |
(C) Yes |
(D) Yes |
(F) Yes |
(K) 50% |
(L) 75% |
(M) Yes |
|||
Blood (first 3 pints) |
(G) Yes |
(N) Yes |
(A) Yes |
(F) Yes |
(C) Yes |
(D) Yes |
(F) Yes |
(K) 50% |
(L) 75% |
(M) Yes |
|||
Part A hospice care coinsurance or copayment |
(G) Yes |
(N) Yes |
(A) Yes |
(F) Yes |
(C) Yes |
(D) Yes |
(F) Yes |
(K) 50% |
(L) 75% |
(M) Yes |
|||
Skilled nursing facility care coinsurance |
(G) Yes |
(N) Yes |
(A) No |
(F) Yes |
(C) Yes |
(D) Yes |
(F) Yes |
(K) 50% |
(L) 75% |
(M) Yes |
|||
Part A deductible |
(G) Yes |
(N) Yes |
(A) No |
(F) Yes |
(C) Yes |
(D) Yes |
(F) Yes |
(K) 50% |
(L) 75% |
(M) 50% |
|||
Part B deductible |
(G) No |
(N) No |
(A) No |
(F) Yes |
(C) Yes |
(D) No |
(F) Yes |
(K) No |
(L) No |
(M) No |
|||
Part B Excess charge
If you have Original Medicare, and the amount a doctor or other health care provider is legally permitted to charge is higher than the Medicare-approved amount, the difference is called the excess charge.
|
(G) Yes |
(N) No |
(A) No |
(F) Yes |
(C) No |
(D) No |
(F) Yes |
(K) No |
(L) No |
(M) No |
|||
Foreign travel exchange (up to plan limits) |
(G) 80% |
(N) 80% |
(A) No |
(F) 80% |
(C) 80% |
(D) 80% |
(F) 80% |
(K) No |
(L) No |
(M) 80% |
|||
Out-of-pocket limit** |
(G) N/A |
(N) N/A |
(A) N/A |
(F) N/A |
(C) N/A |
(D) N/A |
(F) N/A |
(K) $7,220 in 2025 |
(L) $3,610 in 2025 |
(M) N/A |
Medigap Benefits |
---|
Part A coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up |
Part B coinsurance or copayment |
Blood (first 3 pints) |
Part A hospice care coinsurance or copayment |
Skilled nursing facility care coinsurance |
Part A deductible |
Part B deductible |
Part B Excess charge
If you have Original Medicare, and the amount a doctor or other health care provider is legally permitted to charge is higher than the Medicare-approved amount, the difference is called the excess charge. |
Foreign travel exchange (up to plan limits) |
Out-of-pocket limit** |